AprEuTest_fp21_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
21	109.14	53.1664	53.16	55.98	0.00	261.28	53.1664	53.16	55.98
51	109.14	62.5504	62.55	46.59	0.00	214.69	115.7169	115.71	102.57
82	109.14	53.1100	53.11	56.03	0.00	158.66	168.8269	168.82	158.60
112	109.14	37.9832	37.98	71.16	0.00	87.50	206.8101	206.80	229.76
143	109.14	21.6458	21.64	87.50	0.00	0.00	228.4558	228.44	317.26

Description

EU APR test amortisation schedule, first payment day 21, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 22
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 72 %	Initial APR: 1292.6 %
Level payment: 109.14	Final payment: 109.14	Last scheduled payment day: 143
Total scheduled payments: 545.70	Total principal: 317.26	Total interest: 228.44