AprEuTest_fp21_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
21	99.33	53.1664	53.16	46.17	0.00	271.09	53.1664	53.16	46.17
51	99.33	64.8989	64.89	34.44	0.00	236.65	118.0654	118.05	80.61
82	99.33	58.5425	58.54	40.79	0.00	195.86	176.6079	176.59	121.40
112	99.33	46.8889	46.88	52.45	0.00	143.41	223.4967	223.47	173.85
143	99.33	35.4768	35.47	63.86	0.00	79.55	258.9735	258.94	237.71
174	99.22	19.6791	19.67	79.55	0.00	0.00	278.6526	278.61	317.26

Description

EU APR test amortisation schedule, first payment day 21, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 22
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 87.82 %	Initial APR: 1287.5 %
Level payment: 99.33	Final payment: 99.22	Last scheduled payment day: 174
Total scheduled payments: 595.87	Total principal: 317.26	Total interest: 278.61