AprEuTest_fp22_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 22 |
125.34 |
55.6982 |
55.69 |
69.65 |
0.00 |
247.61 |
55.6982 |
55.69 |
69.65 |
| 52 |
125.34 |
59.2778 |
59.27 |
66.07 |
0.00 |
181.54 |
114.9760 |
114.96 |
135.72 |
| 83 |
125.34 |
44.9094 |
44.90 |
80.44 |
0.00 |
101.10 |
159.8854 |
159.86 |
216.16 |
| 113 |
125.30 |
24.2033 |
24.20 |
101.10 |
0.00 |
0.00 |
184.0887 |
184.06 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 22, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 23 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 58.02 % |
Initial APR: 1295.6 % |
| Level payment: 125.34 |
Final payment: 125.30 |
Last scheduled payment day: 113 |
| Total scheduled payments: 501.32 |
Total principal: 317.26 |
Total interest: 184.06 |
FSharp.Finance.Personal