AprEuTest_fp22_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
22	109.89	55.6982	55.69	54.20	0.00	263.06	55.6982	55.69	54.20
52	109.89	62.9766	62.97	46.92	0.00	216.14	118.6747	118.66	101.12
83	109.89	53.4687	53.46	56.43	0.00	159.71	172.1434	172.12	157.55
113	109.89	38.2346	38.23	71.66	0.00	88.05	210.3780	210.35	229.21
144	109.83	21.7818	21.78	88.05	0.00	0.00	232.1598	232.13	317.26

Description

EU APR test amortisation schedule, first payment day 22, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 23
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 73.17 %	Initial APR: 1289.4 %
Level payment: 109.89	Final payment: 109.83	Last scheduled payment day: 144
Total scheduled payments: 549.39	Total principal: 317.26	Total interest: 232.13