AprEuTest_fp22_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
22	100.00	55.6982	55.69	44.31	0.00	272.95	55.6982	55.69	44.31
52	100.00	65.3442	65.34	34.66	0.00	238.29	121.0424	121.03	78.97
83	100.00	58.9482	58.94	41.06	0.00	197.23	179.9906	179.97	120.03
113	100.00	47.2169	47.21	52.79	0.00	144.44	227.2074	227.18	172.82
144	100.00	35.7316	35.73	64.27	0.00	80.17	262.9390	262.91	237.09
175	100.00	19.8325	19.83	80.17	0.00	0.00	282.7715	282.74	317.26

Description

EU APR test amortisation schedule, first payment day 22, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 23
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 89.12 %	Initial APR: 1285.1 %
Level payment: 100.00	Final payment: 100.00	Last scheduled payment day: 175
Total scheduled payments: 600.00	Total principal: 317.26	Total interest: 282.74