AprEuTest_fp23_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 23 |
126.19 |
58.2299 |
58.22 |
67.97 |
0.00 |
249.29 |
58.2299 |
58.22 |
67.97 |
| 53 |
126.19 |
59.6800 |
59.68 |
66.51 |
0.00 |
182.78 |
117.9099 |
117.90 |
134.48 |
| 84 |
126.19 |
45.2161 |
45.21 |
80.98 |
0.00 |
101.80 |
163.1260 |
163.11 |
215.46 |
| 114 |
126.17 |
24.3709 |
24.37 |
101.80 |
0.00 |
0.00 |
187.4970 |
187.48 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 23, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 24 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 59.09 % |
Initial APR: 1292 % |
| Level payment: 126.19 |
Final payment: 126.17 |
Last scheduled payment day: 114 |
| Total scheduled payments: 504.74 |
Total principal: 317.26 |
Total interest: 187.48 |
FSharp.Finance.Personal