AprEuTest_fp23_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 23 |
110.63 |
58.2299 |
58.22 |
52.41 |
0.00 |
264.85 |
58.2299 |
58.22 |
52.41 |
| 53 |
110.63 |
63.4051 |
63.40 |
47.23 |
0.00 |
217.62 |
121.6350 |
121.62 |
99.64 |
| 84 |
110.63 |
53.8348 |
53.83 |
56.80 |
0.00 |
160.82 |
175.4698 |
175.45 |
156.44 |
| 114 |
110.63 |
38.5003 |
38.50 |
72.13 |
0.00 |
88.69 |
213.9701 |
213.95 |
228.57 |
| 145 |
110.63 |
21.9401 |
21.94 |
88.69 |
0.00 |
0.00 |
235.9103 |
235.89 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 23, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 24 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 74.35 % |
Initial APR: 1286.4 % |
| Level payment: 110.63 |
Final payment: 110.63 |
Last scheduled payment day: 145 |
| Total scheduled payments: 553.15 |
Total principal: 317.26 |
Total interest: 235.89 |
FSharp.Finance.Personal