AprEuTest_fp23_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
23	100.68	58.2299	58.22	42.46	0.00	274.80	58.2299	58.22	42.46
53	100.68	65.7871	65.78	34.90	0.00	239.90	124.0170	124.00	77.36
84	100.68	59.3465	59.34	41.34	0.00	198.56	183.3635	183.34	118.70
114	100.68	47.5353	47.53	53.15	0.00	145.41	230.8987	230.87	171.85
145	100.68	35.9715	35.97	64.71	0.00	80.70	266.8703	266.84	236.56
176	100.66	19.9636	19.96	80.70	0.00	0.00	286.8338	286.80	317.26

Description

EU APR test amortisation schedule, first payment day 23, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 24
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 90.4 %	Initial APR: 1282.3 %
Level payment: 100.68	Final payment: 100.66	Last scheduled payment day: 176
Total scheduled payments: 604.06	Total principal: 317.26	Total interest: 286.80