AprEuTest_fp24_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 24 |
127.04 |
60.7616 |
60.76 |
66.28 |
0.00 |
250.98 |
60.7616 |
60.76 |
66.28 |
| 54 |
127.04 |
60.0846 |
60.08 |
66.96 |
0.00 |
184.02 |
120.8462 |
120.84 |
133.24 |
| 85 |
127.04 |
45.5229 |
45.52 |
81.52 |
0.00 |
102.50 |
166.3691 |
166.36 |
214.76 |
| 115 |
127.03 |
24.5385 |
24.53 |
102.50 |
0.00 |
0.00 |
190.9076 |
190.89 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 24, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 25 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 60.17 % |
Initial APR: 1287.9 % |
| Level payment: 127.04 |
Final payment: 127.03 |
Last scheduled payment day: 115 |
| Total scheduled payments: 508.15 |
Total principal: 317.26 |
Total interest: 190.89 |
FSharp.Finance.Personal