AprEuTest_fp24_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 24 |
111.38 |
60.7616 |
60.76 |
50.62 |
0.00 |
266.64 |
60.7616 |
60.76 |
50.62 |
| 54 |
111.38 |
63.8336 |
63.83 |
47.55 |
0.00 |
219.09 |
124.5953 |
124.59 |
98.17 |
| 85 |
111.38 |
54.1985 |
54.19 |
57.19 |
0.00 |
161.90 |
178.7937 |
178.78 |
155.36 |
| 115 |
111.38 |
38.7589 |
38.75 |
72.63 |
0.00 |
89.27 |
217.5526 |
217.53 |
227.99 |
| 146 |
111.35 |
22.0836 |
22.08 |
89.27 |
0.00 |
0.00 |
239.6362 |
239.61 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 24, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 25 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 75.52 % |
Initial APR: 1283 % |
| Level payment: 111.38 |
Final payment: 111.35 |
Last scheduled payment day: 146 |
| Total scheduled payments: 556.87 |
Total principal: 317.26 |
Total interest: 239.61 |
FSharp.Finance.Personal