AprEuTest_fp24_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 24 |
101.36 |
60.7616 |
60.76 |
40.60 |
0.00 |
276.66 |
60.7616 |
60.76 |
40.60 |
| 54 |
101.36 |
66.2324 |
66.23 |
35.13 |
0.00 |
241.53 |
126.9940 |
126.99 |
75.73 |
| 85 |
101.36 |
59.7497 |
59.74 |
41.62 |
0.00 |
199.91 |
186.7437 |
186.73 |
117.35 |
| 115 |
101.36 |
47.8585 |
47.85 |
53.51 |
0.00 |
146.40 |
234.6022 |
234.58 |
170.86 |
| 146 |
101.36 |
36.2164 |
36.21 |
65.15 |
0.00 |
81.25 |
270.8186 |
270.79 |
236.01 |
| 177 |
101.34 |
20.0996 |
20.09 |
81.25 |
0.00 |
0.00 |
290.9182 |
290.88 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 24, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 25 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 91.69 % |
Initial APR: 1279.4 % |
| Level payment: 101.36 |
Final payment: 101.34 |
Last scheduled payment day: 177 |
| Total scheduled payments: 608.14 |
Total principal: 317.26 |
Total interest: 290.88 |
FSharp.Finance.Personal