AprEuTest_fp25_pc4

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
25	127.89	63.2934	63.29	64.60	0.00	252.66	63.2934	63.29	64.60
55	127.89	60.4868	60.48	67.41	0.00	185.25	123.7802	123.77	132.01
86	127.89	45.8271	45.82	82.07	0.00	103.18	169.6073	169.59	214.08
116	127.88	24.7013	24.70	103.18	0.00	0.00	194.3086	194.29	317.26

Description

EU APR test amortisation schedule, first payment day 25, payment count 4

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 4 unit-period config: monthly from 2025-04 on 26
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 61.24 %	Initial APR: 1283.6 %
Level payment: 127.89	Final payment: 127.88	Last scheduled payment day: 116
Total scheduled payments: 511.55	Total principal: 317.26	Total interest: 194.29