AprEuTest_fp25_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 25 |
112.13 |
63.2934 |
63.29 |
48.84 |
0.00 |
268.42 |
63.2934 |
63.29 |
48.84 |
| 55 |
112.13 |
64.2597 |
64.25 |
47.88 |
0.00 |
220.54 |
127.5531 |
127.54 |
96.72 |
| 86 |
112.13 |
54.5572 |
54.55 |
57.58 |
0.00 |
162.96 |
182.1103 |
182.09 |
154.30 |
| 116 |
112.13 |
39.0126 |
39.01 |
73.12 |
0.00 |
89.84 |
221.1229 |
221.10 |
227.42 |
| 147 |
112.06 |
22.2246 |
22.22 |
89.84 |
0.00 |
0.00 |
243.3475 |
243.32 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 25, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 26 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 76.69 % |
Initial APR: 1279.3 % |
| Level payment: 112.13 |
Final payment: 112.06 |
Last scheduled payment day: 147 |
| Total scheduled payments: 560.58 |
Total principal: 317.26 |
Total interest: 243.32 |
FSharp.Finance.Personal