AprEuTest_fp25_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 25 |
102.04 |
63.2934 |
63.29 |
38.75 |
0.00 |
278.51 |
63.2934 |
63.29 |
38.75 |
| 55 |
102.04 |
66.6753 |
66.67 |
35.37 |
0.00 |
243.14 |
129.9687 |
129.96 |
74.12 |
| 86 |
102.04 |
60.1480 |
60.14 |
41.90 |
0.00 |
201.24 |
190.1166 |
190.10 |
116.02 |
| 116 |
102.04 |
48.1769 |
48.17 |
53.87 |
0.00 |
147.37 |
238.2935 |
238.27 |
169.89 |
| 147 |
102.04 |
36.4564 |
36.45 |
65.59 |
0.00 |
81.78 |
274.7499 |
274.72 |
235.48 |
| 178 |
102.01 |
20.2307 |
20.23 |
81.78 |
0.00 |
0.00 |
294.9806 |
294.95 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 25, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 26 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 92.97 % |
Initial APR: 1276.3 % |
| Level payment: 102.04 |
Final payment: 102.01 |
Last scheduled payment day: 178 |
| Total scheduled payments: 612.21 |
Total principal: 317.26 |
Total interest: 294.95 |
FSharp.Finance.Personal