AprEuTest_fp26_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
128.74 |
65.8251 |
65.82 |
62.92 |
0.00 |
254.34 |
65.8251 |
65.82 |
62.92 |
| 56 |
128.74 |
60.8890 |
60.88 |
67.86 |
0.00 |
186.48 |
126.7141 |
126.70 |
130.78 |
| 87 |
128.74 |
46.1314 |
46.13 |
82.61 |
0.00 |
103.87 |
172.8455 |
172.83 |
213.39 |
| 117 |
128.73 |
24.8665 |
24.86 |
103.87 |
0.00 |
0.00 |
197.7120 |
197.69 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 26, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 62.31 % |
Initial APR: 1279 % |
| Level payment: 128.74 |
Final payment: 128.73 |
Last scheduled payment day: 117 |
| Total scheduled payments: 514.95 |
Total principal: 317.26 |
Total interest: 197.69 |
FSharp.Finance.Personal