AprEuTest_fp26_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
112.87 |
65.8251 |
65.82 |
47.05 |
0.00 |
270.21 |
65.8251 |
65.82 |
47.05 |
| 56 |
112.87 |
64.6883 |
64.68 |
48.19 |
0.00 |
222.02 |
130.5134 |
130.50 |
95.24 |
| 87 |
112.87 |
54.9233 |
54.92 |
57.95 |
0.00 |
164.07 |
185.4367 |
185.42 |
153.19 |
| 117 |
112.87 |
39.2784 |
39.27 |
73.60 |
0.00 |
90.47 |
224.7150 |
224.69 |
226.79 |
| 148 |
112.85 |
22.3805 |
22.38 |
90.47 |
0.00 |
0.00 |
247.0955 |
247.07 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 26, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 77.88 % |
Initial APR: 1275.5 % |
| Level payment: 112.87 |
Final payment: 112.85 |
Last scheduled payment day: 148 |
| Total scheduled payments: 564.33 |
Total principal: 317.26 |
Total interest: 247.07 |
FSharp.Finance.Personal