AprEuTest_fp26_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 26 |
102.72 |
65.8251 |
65.82 |
36.90 |
0.00 |
280.36 |
65.8251 |
65.82 |
36.90 |
| 56 |
102.72 |
67.1182 |
67.11 |
35.61 |
0.00 |
244.75 |
132.9433 |
132.93 |
72.51 |
| 87 |
102.72 |
60.5463 |
60.54 |
42.18 |
0.00 |
202.57 |
193.4895 |
193.47 |
114.69 |
| 117 |
102.72 |
48.4953 |
48.49 |
54.23 |
0.00 |
148.34 |
241.9848 |
241.96 |
168.92 |
| 148 |
102.72 |
36.6963 |
36.69 |
66.03 |
0.00 |
82.31 |
278.6812 |
278.65 |
234.95 |
| 179 |
102.67 |
20.3618 |
20.36 |
82.31 |
0.00 |
0.00 |
299.0430 |
299.01 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 26, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 27 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 94.25 % |
Initial APR: 1272.9 % |
| Level payment: 102.72 |
Final payment: 102.67 |
Last scheduled payment day: 179 |
| Total scheduled payments: 616.27 |
Total principal: 317.26 |
Total interest: 299.01 |
FSharp.Finance.Personal