AprEuTest_fp27_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 27 |
129.59 |
68.3568 |
68.35 |
61.24 |
0.00 |
256.02 |
68.3568 |
68.35 |
61.24 |
| 57 |
129.59 |
61.2912 |
61.29 |
68.30 |
0.00 |
187.72 |
129.6480 |
129.64 |
129.54 |
| 88 |
129.59 |
46.4382 |
46.43 |
83.16 |
0.00 |
104.56 |
176.0862 |
176.07 |
212.70 |
| 118 |
129.59 |
25.0317 |
25.03 |
104.56 |
0.00 |
0.00 |
201.1179 |
201.10 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 27, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 28 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 63.39 % |
Initial APR: 1274.3 % |
| Level payment: 129.59 |
Final payment: 129.59 |
Last scheduled payment day: 118 |
| Total scheduled payments: 518.36 |
Total principal: 317.26 |
Total interest: 201.10 |
FSharp.Finance.Personal