AprEuTest_fp27_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 27 |
113.62 |
68.3568 |
68.35 |
45.27 |
0.00 |
271.99 |
68.3568 |
68.35 |
45.27 |
| 57 |
113.62 |
65.1144 |
65.11 |
48.51 |
0.00 |
223.48 |
133.4712 |
133.46 |
93.78 |
| 88 |
113.62 |
55.2845 |
55.28 |
58.34 |
0.00 |
165.14 |
188.7557 |
188.74 |
152.12 |
| 118 |
113.62 |
39.5345 |
39.53 |
74.09 |
0.00 |
91.05 |
228.2902 |
228.27 |
226.21 |
| 149 |
113.57 |
22.5239 |
22.52 |
91.05 |
0.00 |
0.00 |
250.8142 |
250.79 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 27, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 28 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 79.05 % |
Initial APR: 1271.5 % |
| Level payment: 113.62 |
Final payment: 113.57 |
Last scheduled payment day: 149 |
| Total scheduled payments: 568.05 |
Total principal: 317.26 |
Total interest: 250.79 |
FSharp.Finance.Personal