AprEuTest_fp27_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
27	103.40	68.3568	68.35	35.05	0.00	282.21	68.3568	68.35	35.05
57	103.40	67.5611	67.56	35.84	0.00	246.37	135.9179	135.91	70.89
88	103.40	60.9470	60.94	42.46	0.00	203.91	196.8649	196.85	113.35
118	103.40	48.8161	48.81	54.59	0.00	149.32	245.6810	245.66	167.94
149	103.40	36.9388	36.93	66.47	0.00	82.85	282.6198	282.59	234.41
180	103.34	20.4954	20.49	82.85	0.00	0.00	303.1152	303.08	317.26

Description

EU APR test amortisation schedule, first payment day 27, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 28
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 95.53 %	Initial APR: 1269.4 %
Level payment: 103.40	Final payment: 103.34	Last scheduled payment day: 180
Total scheduled payments: 620.34	Total principal: 317.26	Total interest: 303.08