AprEuTest_fp28_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
130.44 |
70.8886 |
70.88 |
59.56 |
0.00 |
257.70 |
70.8886 |
70.88 |
59.56 |
| 58 |
130.44 |
61.6934 |
61.69 |
68.75 |
0.00 |
188.95 |
132.5820 |
132.57 |
128.31 |
| 89 |
130.44 |
46.7425 |
46.74 |
83.70 |
0.00 |
105.25 |
179.3244 |
179.31 |
212.01 |
| 119 |
130.44 |
25.1969 |
25.19 |
105.25 |
0.00 |
0.00 |
204.5213 |
204.50 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 28, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 64.46 % |
Initial APR: 1269.4 % |
| Level payment: 130.44 |
Final payment: 130.44 |
Last scheduled payment day: 119 |
| Total scheduled payments: 521.76 |
Total principal: 317.26 |
Total interest: 204.50 |
FSharp.Finance.Personal