AprEuTest_fp28_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
114.37 |
70.8886 |
70.88 |
43.49 |
0.00 |
273.77 |
70.8886 |
70.88 |
43.49 |
| 58 |
114.37 |
65.5405 |
65.54 |
48.83 |
0.00 |
224.94 |
136.4291 |
136.42 |
92.32 |
| 89 |
114.37 |
55.6457 |
55.64 |
58.73 |
0.00 |
166.21 |
192.0748 |
192.06 |
151.05 |
| 119 |
114.37 |
39.7907 |
39.79 |
74.58 |
0.00 |
91.63 |
231.8654 |
231.85 |
225.63 |
| 150 |
114.29 |
22.6674 |
22.66 |
91.63 |
0.00 |
0.00 |
254.5329 |
254.51 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 28, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 80.22 % |
Initial APR: 1267.4 % |
| Level payment: 114.37 |
Final payment: 114.29 |
Last scheduled payment day: 150 |
| Total scheduled payments: 571.77 |
Total principal: 317.26 |
Total interest: 254.51 |
FSharp.Finance.Personal