AprEuTest_fp28_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 28 |
104.08 |
70.8886 |
70.88 |
33.20 |
0.00 |
284.06 |
70.8886 |
70.88 |
33.20 |
| 58 |
104.08 |
68.0040 |
68.00 |
36.08 |
0.00 |
247.98 |
138.8925 |
138.88 |
69.28 |
| 89 |
104.08 |
61.3453 |
61.34 |
42.74 |
0.00 |
205.24 |
200.2378 |
200.22 |
112.02 |
| 119 |
104.08 |
49.1345 |
49.13 |
54.95 |
0.00 |
150.29 |
249.3723 |
249.35 |
166.97 |
| 150 |
104.08 |
37.1787 |
37.17 |
66.91 |
0.00 |
83.38 |
286.5510 |
286.52 |
233.88 |
| 181 |
104.00 |
20.6265 |
20.62 |
83.38 |
0.00 |
0.00 |
307.1776 |
307.14 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 28, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 29 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 96.81 % |
Initial APR: 1265.7 % |
| Level payment: 104.08 |
Final payment: 104.00 |
Last scheduled payment day: 181 |
| Total scheduled payments: 624.40 |
Total principal: 317.26 |
Total interest: 307.14 |
FSharp.Finance.Personal