AprEuTest_fp29_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 29 |
115.49 |
73.4203 |
73.42 |
42.07 |
0.00 |
275.19 |
73.4203 |
73.42 |
42.07 |
| 60 |
115.49 |
68.0765 |
68.07 |
47.42 |
0.00 |
227.77 |
141.4968 |
141.49 |
89.49 |
| 90 |
115.49 |
54.5281 |
54.52 |
60.97 |
0.00 |
166.80 |
196.0249 |
196.01 |
150.46 |
| 121 |
115.49 |
41.2630 |
41.26 |
74.23 |
0.00 |
92.57 |
237.2879 |
237.27 |
224.69 |
| 152 |
115.46 |
22.9000 |
22.89 |
92.57 |
0.00 |
0.00 |
260.1879 |
260.16 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 29, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on month-end |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 82 % |
Initial APR: 1260.6 % |
| Level payment: 115.49 |
Final payment: 115.46 |
Last scheduled payment day: 152 |
| Total scheduled payments: 577.42 |
Total principal: 317.26 |
Total interest: 260.16 |
FSharp.Finance.Personal