AprEuTest_fp29_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 29 |
105.07 |
73.4203 |
73.42 |
31.65 |
0.00 |
285.61 |
73.4203 |
73.42 |
31.65 |
| 60 |
105.07 |
70.6542 |
70.65 |
34.42 |
0.00 |
251.19 |
144.0745 |
144.07 |
66.07 |
| 90 |
105.07 |
60.1349 |
60.13 |
44.94 |
0.00 |
206.25 |
204.2094 |
204.20 |
111.01 |
| 121 |
105.07 |
51.0221 |
51.02 |
54.05 |
0.00 |
152.20 |
255.2315 |
255.22 |
165.06 |
| 152 |
105.07 |
37.6512 |
37.65 |
67.42 |
0.00 |
84.78 |
292.8828 |
292.87 |
232.48 |
| 182 |
105.07 |
20.2963 |
20.29 |
84.78 |
0.00 |
0.00 |
313.1791 |
313.16 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 29, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on month-end |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 98.71 % |
Initial APR: 1260.1 % |
| Level payment: 105.07 |
Final payment: 105.07 |
Last scheduled payment day: 182 |
| Total scheduled payments: 630.42 |
Total principal: 317.26 |
Total interest: 313.16 |
FSharp.Finance.Personal