AprEuTest_fp30_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 30 |
132.53 |
75.9520 |
75.95 |
56.58 |
0.00 |
260.68 |
75.9520 |
75.95 |
56.58 |
| 61 |
132.53 |
64.4870 |
64.48 |
68.05 |
0.00 |
192.63 |
140.4391 |
140.43 |
124.63 |
| 91 |
132.53 |
46.1156 |
46.11 |
86.42 |
0.00 |
106.21 |
186.5547 |
186.54 |
211.05 |
| 122 |
132.48 |
26.2742 |
26.27 |
106.21 |
0.00 |
0.00 |
212.8289 |
212.81 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 30, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-05 on 01 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 67.08 % |
Initial APR: 1256.9 % |
| Level payment: 132.53 |
Final payment: 132.48 |
Last scheduled payment day: 122 |
| Total scheduled payments: 530.07 |
Total principal: 317.26 |
Total interest: 212.81 |
FSharp.Finance.Personal