AprEuTest_fp30_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 30 |
116.24 |
75.9520 |
75.95 |
40.29 |
0.00 |
276.97 |
75.9520 |
75.95 |
40.29 |
| 61 |
116.24 |
68.5168 |
68.51 |
47.73 |
0.00 |
229.24 |
144.4689 |
144.46 |
88.02 |
| 91 |
116.24 |
54.8801 |
54.88 |
61.36 |
0.00 |
167.88 |
199.3489 |
199.34 |
149.38 |
| 122 |
116.24 |
41.5302 |
41.53 |
74.71 |
0.00 |
93.17 |
240.8791 |
240.87 |
224.09 |
| 153 |
116.21 |
23.0484 |
23.04 |
93.17 |
0.00 |
0.00 |
263.9275 |
263.91 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 30, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-05 on 01 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 83.18 % |
Initial APR: 1256.3 % |
| Level payment: 116.24 |
Final payment: 116.21 |
Last scheduled payment day: 153 |
| Total scheduled payments: 581.17 |
Total principal: 317.26 |
Total interest: 263.91 |
FSharp.Finance.Personal