AprEuTest_fp30_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 30 |
105.75 |
75.9520 |
75.95 |
29.80 |
0.00 |
287.46 |
75.9520 |
75.95 |
29.80 |
| 61 |
105.75 |
71.1119 |
71.11 |
34.64 |
0.00 |
252.82 |
147.0639 |
147.06 |
64.44 |
| 91 |
105.75 |
60.5251 |
60.52 |
45.23 |
0.00 |
207.59 |
207.5890 |
207.58 |
109.67 |
| 122 |
105.75 |
51.3536 |
51.35 |
54.40 |
0.00 |
153.19 |
258.9426 |
258.93 |
164.07 |
| 153 |
105.75 |
37.8961 |
37.89 |
67.86 |
0.00 |
85.33 |
296.8388 |
296.82 |
231.93 |
| 183 |
105.75 |
20.4212 |
20.42 |
85.33 |
0.00 |
0.00 |
317.2600 |
317.24 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 30, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-05 on 01 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 99.99 % |
Initial APR: 1256.2 % |
| Level payment: 105.75 |
Final payment: 105.75 |
Last scheduled payment day: 183 |
| Total scheduled payments: 634.50 |
Total principal: 317.26 |
Total interest: 317.24 |
FSharp.Finance.Personal