AprEuTest_fp31_pc4

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
31	133.38	78.4838	78.48	54.90	0.00	262.36	78.4838	78.48	54.90
62	133.38	64.9026	64.90	68.48	0.00	193.88	143.3864	143.38	123.38
92	133.38	46.4149	46.41	86.97	0.00	106.91	189.8013	189.79	210.35
123	133.35	26.4474	26.44	106.91	0.00	0.00	216.2487	216.23	317.26

Description

EU APR test amortisation schedule, first payment day 31, payment count 4

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 4 unit-period config: monthly from 2025-05 on 02
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 68.16 %	Initial APR: 1251.7 %
Level payment: 133.38	Final payment: 133.35	Last scheduled payment day: 123
Total scheduled payments: 533.49	Total principal: 317.26	Total interest: 216.23