AprEuTest_fp31_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 31 |
116.99 |
78.4838 |
78.48 |
38.51 |
0.00 |
278.75 |
78.4838 |
78.48 |
38.51 |
| 62 |
116.99 |
68.9572 |
68.95 |
48.04 |
0.00 |
230.71 |
147.4410 |
147.43 |
86.55 |
| 92 |
116.99 |
55.2320 |
55.23 |
61.76 |
0.00 |
168.95 |
202.6729 |
202.66 |
148.31 |
| 123 |
116.99 |
41.7949 |
41.79 |
75.20 |
0.00 |
93.75 |
244.4678 |
244.45 |
223.51 |
| 154 |
116.94 |
23.1919 |
23.19 |
93.75 |
0.00 |
0.00 |
267.6597 |
267.64 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 31, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-05 on 02 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 84.36 % |
Initial APR: 1251.8 % |
| Level payment: 116.99 |
Final payment: 116.94 |
Last scheduled payment day: 154 |
| Total scheduled payments: 584.90 |
Total principal: 317.26 |
Total interest: 267.64 |
FSharp.Finance.Personal