AprEuTest_fp32_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 32 |
134.23 |
81.0155 |
81.01 |
53.22 |
0.00 |
264.04 |
81.0155 |
81.01 |
53.22 |
| 63 |
134.23 |
65.3182 |
65.31 |
68.92 |
0.00 |
195.12 |
146.3337 |
146.32 |
122.14 |
| 93 |
134.23 |
46.7117 |
46.71 |
87.52 |
0.00 |
107.60 |
193.0455 |
193.03 |
209.66 |
| 124 |
134.21 |
26.6181 |
26.61 |
107.60 |
0.00 |
0.00 |
219.6635 |
219.64 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 32, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-05 on 03 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 69.23 % |
Initial APR: 1246.3 % |
| Level payment: 134.23 |
Final payment: 134.21 |
Last scheduled payment day: 124 |
| Total scheduled payments: 536.90 |
Total principal: 317.26 |
Total interest: 219.64 |
FSharp.Finance.Personal