AprEuTest_fp32_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
0.00 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 32 |
117.73 |
81.0155 |
81.01 |
36.72 |
0.00 |
280.54 |
81.0155 |
81.01 |
36.72 |
| 63 |
117.73 |
69.4000 |
69.39 |
48.34 |
0.00 |
232.20 |
150.4155 |
150.40 |
85.06 |
| 93 |
117.73 |
55.5887 |
55.58 |
62.15 |
0.00 |
170.05 |
206.0042 |
205.98 |
147.21 |
| 124 |
117.73 |
42.0670 |
42.06 |
75.67 |
0.00 |
94.38 |
248.0711 |
248.04 |
222.88 |
| 155 |
117.72 |
23.3477 |
23.34 |
94.38 |
0.00 |
0.00 |
271.4189 |
271.38 |
317.26 |
Description
EU APR test amortisation schedule, first payment day 32, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-05 on 03 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: actuarial |
| rounding: rounded down |
APR method: EU to 1 d.p. |
| cap: total 100 %; daily 0.8 % |
|
Initial Stats
| Initial interest balance: 0.00 |
Initial cost-to-borrowing ratio: 85.54 % |
Initial APR: 1246.9 % |
| Level payment: 117.73 |
Final payment: 117.72 |
Last scheduled payment day: 155 |
| Total scheduled payments: 588.64 |
Total principal: 317.26 |
Total interest: 271.38 |
FSharp.Finance.Personal