AprEuTest_fp32_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	0.00	317.26	0.0000	0.00	0.00
32	105.76	81.0155	81.01	24.75	0.00	292.51	81.0155	81.01	24.75
63	105.76	72.3611	72.36	33.40	0.00	259.11	153.3766	153.37	58.15
93	105.76	62.0309	62.03	43.73	0.00	215.38	215.4076	215.40	101.88
124	105.76	53.2807	53.28	52.48	0.00	162.90	268.6883	268.68	154.36
155	105.76	40.2982	40.29	65.47	0.00	97.43	308.9865	308.97	219.83
185	105.72	8.2735	8.29	97.43	0.00	0.00	317.2600	317.26	317.26

Description

EU APR test amortisation schedule, first payment day 32, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-05 on 03
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: actuarial rounding: rounded down APR method: EU to 1 d.p. cap: total 100 %; daily 0.8 %

Initial Stats

Initial interest balance: 0.00	Initial cost-to-borrowing ratio: 100 %	Initial APR: 1180 %
Level payment: 105.76	Final payment: 105.72	Last scheduled payment day: 185
Total scheduled payments: 634.52	Total principal: 317.26	Total interest: 317.26