AprUkTest_fp03_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
243.45 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 3 |
112.15 |
7.5952 |
112.15 |
0.00 |
131.30 |
317.26 |
7.5952 |
112.15 |
0.00 |
| 33 |
112.15 |
75.9520 |
112.15 |
0.00 |
19.15 |
317.26 |
83.5472 |
224.30 |
0.00 |
| 64 |
112.15 |
78.4838 |
19.15 |
93.00 |
0.00 |
224.26 |
162.0310 |
243.45 |
93.00 |
| 94 |
112.15 |
53.6878 |
0.00 |
112.15 |
0.00 |
112.11 |
215.7189 |
243.45 |
205.15 |
| 125 |
112.11 |
27.7338 |
0.00 |
112.11 |
0.00 |
0.00 |
243.4526 |
243.45 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 3, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 04 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 243.45 |
Initial cost-to-borrowing ratio: 76.74 % |
Initial APR: 4513.7 % |
| Level payment: 112.15 |
Final payment: 112.11 |
Last scheduled payment day: 125 |
| Total scheduled payments: 560.71 |
Total principal: 317.26 |
Total interest: 243.45 |
FSharp.Finance.Personal