AprUkTest_fp04_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
176.74 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 4 |
123.51 |
10.1269 |
123.51 |
0.00 |
53.23 |
317.26 |
10.1269 |
123.51 |
0.00 |
| 34 |
123.51 |
75.9520 |
53.23 |
70.28 |
0.00 |
246.98 |
86.0790 |
176.74 |
70.28 |
| 65 |
123.51 |
61.0979 |
0.00 |
123.51 |
0.00 |
123.47 |
147.1769 |
176.74 |
193.79 |
| 95 |
123.47 |
29.5587 |
0.00 |
123.47 |
0.00 |
0.00 |
176.7356 |
176.74 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 4, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 05 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 176.74 |
Initial cost-to-borrowing ratio: 55.71 % |
Initial APR: 3930.6 % |
| Level payment: 123.51 |
Final payment: 123.47 |
Last scheduled payment day: 95 |
| Total scheduled payments: 494.00 |
Total principal: 317.26 |
Total interest: 176.74 |
FSharp.Finance.Personal