AprUkTest_fp05_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
322.12 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 5 |
106.57 |
12.6587 |
106.57 |
0.00 |
215.55 |
317.26 |
12.6587 |
106.57 |
0.00 |
| 35 |
106.57 |
75.9520 |
106.57 |
0.00 |
108.98 |
317.26 |
88.6107 |
213.14 |
0.00 |
| 66 |
106.57 |
78.4838 |
106.57 |
0.00 |
2.41 |
317.26 |
167.0945 |
319.71 |
0.00 |
| 96 |
106.57 |
75.9520 |
2.41 |
104.16 |
0.00 |
213.10 |
243.0465 |
322.12 |
104.16 |
| 127 |
106.57 |
52.7167 |
0.00 |
106.57 |
0.00 |
106.53 |
295.7632 |
322.12 |
210.73 |
| 158 |
106.53 |
26.3534 |
0.00 |
106.53 |
0.00 |
0.00 |
322.1166 |
322.12 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 5, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 06 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 322.12 |
Initial cost-to-borrowing ratio: 101.53 % |
Initial APR: 4345 % |
| Level payment: 106.57 |
Final payment: 106.53 |
Last scheduled payment day: 158 |
| Total scheduled payments: 639.38 |
Total principal: 317.26 |
Total interest: 322.12 |
FSharp.Finance.Personal