AprUkTest_fp06_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
252.34 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 6 |
113.93 |
15.1904 |
113.93 |
0.00 |
138.41 |
317.26 |
15.1904 |
113.93 |
0.00 |
| 36 |
113.93 |
75.9520 |
113.93 |
0.00 |
24.48 |
317.26 |
91.1425 |
227.86 |
0.00 |
| 67 |
113.93 |
78.4838 |
24.48 |
89.45 |
0.00 |
227.81 |
169.6262 |
252.34 |
89.45 |
| 97 |
113.93 |
54.5377 |
0.00 |
113.93 |
0.00 |
113.88 |
224.1639 |
252.34 |
203.38 |
| 128 |
113.88 |
28.1716 |
0.00 |
113.88 |
0.00 |
0.00 |
252.3356 |
252.34 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 6, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 07 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 252.34 |
Initial cost-to-borrowing ratio: 79.54 % |
Initial APR: 3996.6 % |
| Level payment: 113.93 |
Final payment: 113.88 |
Last scheduled payment day: 128 |
| Total scheduled payments: 569.60 |
Total principal: 317.26 |
Total interest: 252.34 |
FSharp.Finance.Personal