AprUkTest_fp07_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
186.05 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
125.83 |
17.7221 |
125.83 |
0.00 |
60.22 |
317.26 |
17.7221 |
125.83 |
0.00 |
| 37 |
125.83 |
75.9520 |
60.22 |
65.61 |
0.00 |
251.65 |
93.6742 |
186.05 |
65.61 |
| 68 |
125.83 |
62.2532 |
0.00 |
125.83 |
0.00 |
125.82 |
155.9274 |
186.05 |
191.44 |
| 98 |
125.82 |
30.1213 |
0.00 |
125.82 |
0.00 |
0.00 |
186.0487 |
186.05 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 7, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 186.05 |
Initial cost-to-borrowing ratio: 58.64 % |
Initial APR: 3533.1 % |
| Level payment: 125.83 |
Final payment: 125.82 |
Last scheduled payment day: 98 |
| Total scheduled payments: 503.31 |
Total principal: 317.26 |
Total interest: 186.05 |
FSharp.Finance.Personal