AprUkTest_fp07_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
327.90 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 7 |
107.53 |
17.7221 |
107.53 |
0.00 |
220.37 |
317.26 |
17.7221 |
107.53 |
0.00 |
| 37 |
107.53 |
75.9520 |
107.53 |
0.00 |
112.84 |
317.26 |
93.6742 |
215.06 |
0.00 |
| 68 |
107.53 |
78.4838 |
107.53 |
0.00 |
5.31 |
317.26 |
172.1580 |
322.59 |
0.00 |
| 98 |
107.53 |
75.9520 |
5.31 |
102.22 |
0.00 |
215.04 |
248.1100 |
327.90 |
102.22 |
| 129 |
107.53 |
53.1966 |
0.00 |
107.53 |
0.00 |
107.51 |
301.3066 |
327.90 |
209.75 |
| 160 |
107.51 |
26.5958 |
0.00 |
107.51 |
0.00 |
0.00 |
327.9024 |
327.90 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 7, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 08 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 327.90 |
Initial cost-to-borrowing ratio: 103.35 % |
Initial APR: 4019.6 % |
| Level payment: 107.53 |
Final payment: 107.51 |
Last scheduled payment day: 160 |
| Total scheduled payments: 645.16 |
Total principal: 317.26 |
Total interest: 327.90 |
FSharp.Finance.Personal