AprUkTest_fp08_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
189.14 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 8 |
126.61 |
20.2539 |
126.61 |
0.00 |
62.53 |
317.26 |
20.2539 |
126.61 |
0.00 |
| 38 |
126.61 |
75.9520 |
62.53 |
64.08 |
0.00 |
253.18 |
96.2059 |
189.14 |
64.08 |
| 69 |
126.61 |
62.6317 |
0.00 |
126.61 |
0.00 |
126.57 |
158.8376 |
189.14 |
190.69 |
| 99 |
126.57 |
30.3009 |
0.00 |
126.57 |
0.00 |
0.00 |
189.1384 |
189.14 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 8, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 09 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 189.14 |
Initial cost-to-borrowing ratio: 59.62 % |
Initial APR: 3419.4 % |
| Level payment: 126.61 |
Final payment: 126.57 |
Last scheduled payment day: 99 |
| Total scheduled payments: 506.40 |
Total principal: 317.26 |
Total interest: 189.14 |
FSharp.Finance.Personal