AprUkTest_fp09_pc5
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
261.23 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 9 |
115.70 |
22.7856 |
115.70 |
0.00 |
145.53 |
317.26 |
22.7856 |
115.70 |
0.00 |
| 39 |
115.70 |
75.9520 |
115.70 |
0.00 |
29.83 |
317.26 |
98.7377 |
231.40 |
0.00 |
| 70 |
115.70 |
78.4838 |
29.83 |
85.87 |
0.00 |
231.39 |
177.2214 |
261.23 |
85.87 |
| 100 |
115.70 |
55.3948 |
0.00 |
115.70 |
0.00 |
115.69 |
232.6162 |
261.23 |
201.57 |
| 131 |
115.69 |
28.6194 |
0.00 |
115.69 |
0.00 |
0.00 |
261.2356 |
261.23 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 9, payment count 5
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 5 |
| unit-period config: monthly from 2025-04 on 10 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 261.23 |
Initial cost-to-borrowing ratio: 82.34 % |
Initial APR: 3584.7 % |
| Level payment: 115.70 |
Final payment: 115.69 |
Last scheduled payment day: 131 |
| Total scheduled payments: 578.49 |
Total principal: 317.26 |
Total interest: 261.23 |
FSharp.Finance.Personal