AprUkTest_fp09_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
333.66 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 9 |
108.49 |
22.7856 |
108.49 |
0.00 |
225.17 |
317.26 |
22.7856 |
108.49 |
0.00 |
| 39 |
108.49 |
75.9520 |
108.49 |
0.00 |
116.68 |
317.26 |
98.7377 |
216.98 |
0.00 |
| 70 |
108.49 |
78.4838 |
108.49 |
0.00 |
8.19 |
317.26 |
177.2214 |
325.47 |
0.00 |
| 100 |
108.49 |
75.9520 |
8.19 |
100.30 |
0.00 |
216.96 |
253.1735 |
333.66 |
100.30 |
| 131 |
108.49 |
53.6716 |
0.00 |
108.49 |
0.00 |
108.47 |
306.8450 |
333.66 |
208.79 |
| 162 |
108.47 |
26.8333 |
0.00 |
108.47 |
0.00 |
0.00 |
333.6784 |
333.66 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 9, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 10 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 333.66 |
Initial cost-to-borrowing ratio: 105.17 % |
Initial APR: 3737.9 % |
| Level payment: 108.49 |
Final payment: 108.47 |
Last scheduled payment day: 162 |
| Total scheduled payments: 650.92 |
Total principal: 317.26 |
Total interest: 333.66 |
FSharp.Finance.Personal