AprUkTest_fp10_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
195.34 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 10 |
128.16 |
25.3173 |
128.16 |
0.00 |
67.18 |
317.26 |
25.3173 |
128.16 |
0.00 |
| 40 |
128.16 |
75.9520 |
67.18 |
60.98 |
0.00 |
256.28 |
101.2694 |
195.34 |
60.98 |
| 71 |
128.16 |
63.3985 |
0.00 |
128.16 |
0.00 |
128.12 |
164.6679 |
195.34 |
189.14 |
| 101 |
128.12 |
30.6719 |
0.00 |
128.12 |
0.00 |
0.00 |
195.3399 |
195.34 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 10, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 11 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 195.34 |
Initial cost-to-borrowing ratio: 61.57 % |
Initial APR: 3214.1 % |
| Level payment: 128.16 |
Final payment: 128.12 |
Last scheduled payment day: 101 |
| Total scheduled payments: 512.60 |
Total principal: 317.26 |
Total interest: 195.34 |
FSharp.Finance.Personal