AprUkTest_fp11_pc5

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	267.16	317.26	0.0000	0.00	0.00
11	116.89	27.8491	116.89	0.00	150.27	317.26	27.8491	116.89	0.00
41	116.89	75.9520	116.89	0.00	33.38	317.26	103.8011	233.78	0.00
72	116.89	78.4838	33.38	83.51	0.00	233.75	182.2849	267.16	83.51
102	116.89	55.9598	0.00	116.89	0.00	116.86	238.2447	267.16	200.40
133	116.86	28.9088	0.00	116.86	0.00	0.00	267.1535	267.16	317.26

Description

UK APR test amortisation schedule, first payment day 11, payment count 5

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 5 unit-period config: monthly from 2025-04 on 12
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 267.16	Initial cost-to-borrowing ratio: 84.21 %	Initial APR: 3355.5 %
Level payment: 116.89	Final payment: 116.86	Last scheduled payment day: 133
Total scheduled payments: 584.42	Total principal: 317.26	Total interest: 267.16