AprUkTest_fp11_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
339.45 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 11 |
109.46 |
27.8491 |
109.46 |
0.00 |
229.99 |
317.26 |
27.8491 |
109.46 |
0.00 |
| 41 |
109.46 |
75.9520 |
109.46 |
0.00 |
120.53 |
317.26 |
103.8011 |
218.92 |
0.00 |
| 72 |
109.46 |
78.4838 |
109.46 |
0.00 |
11.07 |
317.26 |
182.2849 |
328.38 |
0.00 |
| 102 |
109.46 |
75.9520 |
11.07 |
98.39 |
0.00 |
218.87 |
258.2369 |
339.45 |
98.39 |
| 133 |
109.46 |
54.1441 |
0.00 |
109.46 |
0.00 |
109.41 |
312.3810 |
339.45 |
207.85 |
| 164 |
109.41 |
27.0658 |
0.00 |
109.41 |
0.00 |
0.00 |
339.4469 |
339.45 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 11, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 12 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 339.45 |
Initial cost-to-borrowing ratio: 106.99 % |
Initial APR: 3493.5 % |
| Level payment: 109.46 |
Final payment: 109.41 |
Last scheduled payment day: 164 |
| Total scheduled payments: 656.71 |
Total principal: 317.26 |
Total interest: 339.45 |
FSharp.Finance.Personal