AprUkTest_fp12_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
342.34 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 12 |
109.94 |
30.3808 |
109.94 |
0.00 |
232.40 |
317.26 |
30.3808 |
109.94 |
0.00 |
| 42 |
109.94 |
75.9520 |
109.94 |
0.00 |
122.46 |
317.26 |
106.3329 |
219.88 |
0.00 |
| 73 |
109.94 |
78.4838 |
109.94 |
0.00 |
12.52 |
317.26 |
184.8166 |
329.82 |
0.00 |
| 103 |
109.94 |
75.9520 |
12.52 |
97.42 |
0.00 |
219.84 |
260.7687 |
342.34 |
97.42 |
| 134 |
109.94 |
54.3840 |
0.00 |
109.94 |
0.00 |
109.90 |
315.1527 |
342.34 |
207.36 |
| 165 |
109.90 |
27.1871 |
0.00 |
109.90 |
0.00 |
0.00 |
342.3398 |
342.34 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 12, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 13 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 342.34 |
Initial cost-to-borrowing ratio: 107.91 % |
Initial APR: 3382 % |
| Level payment: 109.94 |
Final payment: 109.90 |
Last scheduled payment day: 165 |
| Total scheduled payments: 659.60 |
Total principal: 317.26 |
Total interest: 342.34 |
FSharp.Finance.Personal