AprUkTest_fp13_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
204.65 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 13 |
130.48 |
32.9126 |
130.48 |
0.00 |
74.17 |
317.26 |
32.9126 |
130.48 |
0.00 |
| 43 |
130.48 |
75.9520 |
74.17 |
56.31 |
0.00 |
260.95 |
108.8646 |
204.65 |
56.31 |
| 74 |
130.48 |
64.5538 |
0.00 |
130.48 |
0.00 |
130.47 |
173.4184 |
204.65 |
186.79 |
| 104 |
130.47 |
31.2345 |
0.00 |
130.47 |
0.00 |
0.00 |
204.6529 |
204.65 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 13, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 14 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 204.65 |
Initial cost-to-borrowing ratio: 64.51 % |
Initial APR: 2951.8 % |
| Level payment: 130.48 |
Final payment: 130.47 |
Last scheduled payment day: 104 |
| Total scheduled payments: 521.91 |
Total principal: 317.26 |
Total interest: 204.65 |
FSharp.Finance.Personal