AprUkTest_fp14_pc4
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
207.74 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 14 |
131.26 |
35.4443 |
131.26 |
0.00 |
76.48 |
317.26 |
35.4443 |
131.26 |
0.00 |
| 44 |
131.26 |
75.9520 |
76.48 |
54.78 |
0.00 |
262.48 |
111.3963 |
207.74 |
54.78 |
| 75 |
131.26 |
64.9323 |
0.00 |
131.26 |
0.00 |
131.22 |
176.3286 |
207.74 |
186.04 |
| 105 |
131.22 |
31.4141 |
0.00 |
131.22 |
0.00 |
0.00 |
207.7427 |
207.74 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 14, payment count 4
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 4 |
| unit-period config: monthly from 2025-04 on 15 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 207.74 |
Initial cost-to-borrowing ratio: 65.48 % |
Initial APR: 2874.5 % |
| Level payment: 131.26 |
Final payment: 131.22 |
Last scheduled payment day: 105 |
| Total scheduled payments: 525.00 |
Total principal: 317.26 |
Total interest: 207.74 |
FSharp.Finance.Personal