AprUkTest_fp14_pc6
| Day |
Scheduled payment |
Actuarial interest |
Interest portion |
Principal portion |
Interest balance |
Principal balance |
Total actuarial interest |
Total interest |
Total principal |
| 0 |
0.00 |
0.0000 |
0.00 |
0.00 |
348.12 |
317.26 |
0.0000 |
0.00 |
0.00 |
| 14 |
110.90 |
35.4443 |
110.90 |
0.00 |
237.22 |
317.26 |
35.4443 |
110.90 |
0.00 |
| 44 |
110.90 |
75.9520 |
110.90 |
0.00 |
126.32 |
317.26 |
111.3963 |
221.80 |
0.00 |
| 75 |
110.90 |
78.4838 |
110.90 |
0.00 |
15.42 |
317.26 |
189.8801 |
332.70 |
0.00 |
| 105 |
110.90 |
75.9520 |
15.42 |
95.48 |
0.00 |
221.78 |
265.8322 |
348.12 |
95.48 |
| 136 |
110.90 |
54.8639 |
0.00 |
110.90 |
0.00 |
110.88 |
320.6961 |
348.12 |
206.38 |
| 167 |
110.88 |
27.4295 |
0.00 |
110.88 |
0.00 |
0.00 |
348.1256 |
348.12 |
317.26 |
Description
UK APR test amortisation schedule, first payment day 14, payment count 6
Generated: see details
Basic Parameters
| Evaluation Date |
2025-04-01 |
| Start Date |
2025-04-01 |
| Principal |
317.26 |
| Schedule options |
| config: auto-generate schedule |
schedule length: payment count 6 |
| unit-period config: monthly from 2025-04 on 15 |
|
| Payment options |
| rounding: rounded up |
| level-payment option: lower final payment |
|
| Fee options |
no fee
|
| Interest options |
| standard rate: 0.798 % per day |
method: add-on |
| rounding: rounded down |
APR method: UK FCA to 1 d.p. |
| cap: total n/a; daily n/a |
|
Initial Stats
| Initial interest balance: 348.12 |
Initial cost-to-borrowing ratio: 109.73 % |
Initial APR: 3178.7 % |
| Level payment: 110.90 |
Final payment: 110.88 |
Last scheduled payment day: 167 |
| Total scheduled payments: 665.38 |
Total principal: 317.26 |
Total interest: 348.12 |
FSharp.Finance.Personal