AprUkTest_fp15_pc6

Day	Scheduled payment	Actuarial interest	Interest portion	Principal portion	Interest balance	Principal balance	Total actuarial interest	Total interest	Total principal
0	0.00	0.0000	0.00	0.00	351.01	317.26	0.0000	0.00	0.00
15	111.38	37.9760	111.38	0.00	239.63	317.26	37.9760	111.38	0.00
45	111.38	75.9520	111.38	0.00	128.25	317.26	113.9281	222.76	0.00
76	111.38	78.4838	111.38	0.00	16.87	317.26	192.4118	334.14	0.00
106	111.38	75.9520	16.87	94.51	0.00	222.75	268.3639	351.01	94.51
137	111.38	55.1039	0.00	111.38	0.00	111.37	323.4678	351.01	205.89
168	111.37	27.5507	0.00	111.37	0.00	0.00	351.0185	351.01	317.26

Description

UK APR test amortisation schedule, first payment day 15, payment count 6

Generated: see details

Basic Parameters

Evaluation Date	2025-04-01
Start Date	2025-04-01
Principal	317.26
Schedule options	config: auto-generate schedule schedule length: payment count 6 unit-period config: monthly from 2025-04 on 16
Payment options	rounding: rounded up level-payment option: lower final payment
Fee options	no fee
Interest options	standard rate: 0.798 % per day method: add-on rounding: rounded down APR method: UK FCA to 1 d.p. cap: total n/a; daily n/a

Initial Stats

Initial interest balance: 351.01	Initial cost-to-borrowing ratio: 110.64 %	Initial APR: 3085.8 %
Level payment: 111.38	Final payment: 111.37	Last scheduled payment day: 168
Total scheduled payments: 668.27	Total principal: 317.26	Total interest: 351.01